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Piper Phillips thought she won the treasure hunt for a coveted one-bedroom apartment in Manhattan.

Then she was hit with jaw-dropping additional costs totaling more than $10,000 — which would have brought her initial payout, including security and first month’s rent, to a whopping $21,507.50.

The Midtown condo asked Phillips to cough up thousands in fees — not including the monthly rent — such as a $550 application fee, $1,500 administration fee, $1,500 “move-in” fee and a one-month broker’s commission.

The Chicago native couldn’t believe the “ridiculous” hidden costs associated with the already pricey listing, which would have run her a whopping $5,350 per month.

The fees were even described as “well above the norm” by one real estate expert interviewed by The Post.

“That one was the craziest one I’ve ever seen,” Phillips told The Post, noting that the apartment’s hefty price tag was already at the top of her and her boyfriend’s budget.

They didn’t sign on the dotted line

However, the sticker-shocked marketing director revealed the building’s additional fees on TikTok, posting a screenshot of the broker’s email, which she said made her “laugh out loud.”

While the luxury apartment promised an in-unit washer and dryer — a far-fetched dream for many New Yorkers — it was too good to be true.

In addition to requiring tenants to earn 50 times the monthly rent, the landlord demanded a slew of additional costs: a $550 application fee, $1,500 administrative fee, $350 annual amenity fee, $150 credit check, $1,500 “move-in” fee, $100 “single initiation fee,” $1,000 move-in deposit and $55 digital submission fee.

While Phillips didn’t specify whether she would need a security deposit, it’s standard practice for renters to provide a first month’s worth of rent and a deposit of the same value — and sometimes even cough up the last month’s rent, too.

In addition to requiring tenants to earn 50 times the monthly rent, the landlord demanded a slew of additional costs: a $550 application fee, $1,500 administrative fee, $350 annual amenity fee, $150 credit check, $1,500 “move-in” fee, $100 “single initiation fee,” $1,000 move-in deposit and $55 digital submission fee.

Do u want my first born child at this point #nyc #nycapartment #manhattan #apartmenthunting #bffr #bestcity #newyork #greenscreen

Even the broker acknowledged the “high” building fees, advising Phillips to negotiate with the property owner when submitting an application.

“How is that legal?” Phillips exclaimed in the TikTok video, which scored over 385,000 views.

The Post has reached out to the broker for comment.

To top it off, tenants would be required to pay an additional 5% of those building fees for “app admin,” excluding the submission and initiation costs.

“They don’t even tell you what it means,” she exclaimed of the “crazy” fees. “It doesn’t make any sense.”

Then, there’s the broker’s fee — which “feels a little wrong” to pay, admitted Phillips, who stumbled upon the listing on Street Easy.